Introduction

This Privacy Policy (hereinafter referred to as "this Policy") governs the privacy protection matters between Xinvest (hereinafter referred to as "we" or "us") and users (also referred to as "you"). By using our services, you acknowledge that you have read, understood, and agree to comply with all terms of this Privacy Policy.

Xinvest is committed to providing you with secure and reliable digital financial services. We highly value the security of your personal information and protect your privacy in accordance with relevant laws and regulations.

What This Policy Covers

This policy will help you understand:

• How we collect and use your personal information
• How we use cookies and similar technologies
• How we share, transfer, and publicly disclose your personal information
• How we protect your personal information
• Your rights
• How we handle children's personal information
• How your personal information is transferred globally
• How we update this policy
• Application of this policy
• Dispute jurisdiction
• Contact us

1. How We Collect and Use Your Personal Information

Personal information refers to various types of information recorded in electronic or other forms that can, alone or in combination with other information, identify the identity of a specific natural person or reflect the activities of a specific natural person.

When providing services to you, Xinvest and the operators of this product will only collect and use your personal information in accordance with the purposes, methods, and scope described in this policy.

Service Functions

2. How We Use Cookies and Similar Technologies

Cookies and similar technologies are commonly used on the Internet. To ensure the normal operation of our platform and provide you with a smoother access experience, we may store small data files called cookies on your device. Cookies usually contain identifiers, site names, and some numbers and characters.

With cookies, we will record your login information and operation information on our platform so that we can store your usage habits and help determine the security status of your account, providing you with a better user experience and services.

We will not use cookies for any purpose other than those described in this policy. You can manage or disable cookies according to your preferences. If cookies are disabled, you may not be able to enjoy the best service experience.

3. How We Share, Transfer, and Publicly Disclose Your Personal Information

Except for the operators of this product and affiliated companies, we will not share your personal information with any company, organization, or individual unless the following circumstances exist:

1. Explicit Consent to Share

After obtaining your explicit consent, we will share your personal information with other parties.

2. Legal Compliance

We may share your personal information with the public in accordance with laws and regulations or mandatory requirements of government regulatory agencies.

3. Sharing with Authorized Partners

Some of our services will be provided by authorized partners, only for the purposes described in this policy. We may share some of your personal information with our partners to provide better customer service and user experience.

4. How We Protect and Store Your Personal Information

(1) Technical Protection Measures

We attach great importance to the security of your personal information and will make every effort to take various reasonable security measures that meet industry standards to protect your information from leakage, damage, or loss, including but not limited to SSL, encrypted storage of private information, and access control of data centers.

• We will use encryption technology to enhance the security of personal information
• We will use trusted protection mechanisms to prevent malicious attacks on personal information
• We will deploy access control mechanisms to ensure that only authorized personnel can access personal information

(2) Security Management System

We have an industry-leading data security management system, centered on the data lifecycle, enhancing the security of the entire system from multiple dimensions including organizational structure, system design, personnel management, product technology, and personal information security impact assessment.

(3) Account Protection

Your account has security protection functions. Please keep your account and password information properly. If you find that your account has been stolen or your personal information has been leaked, please contact us in time so that we can take appropriate measures.

5. Your Rights

In accordance with relevant laws, regulations, and standards, we guarantee that you can exercise the following rights regarding your personal information:

(1) Right to Access Your Personal Information

You have the right to access your personal information through the user center. For specific instructions on how to access personal information, please refer to the "How We Respond to Your Requests" section, except for exceptions provided by laws and regulations.

(2) Correct Your Personal Information

When you find errors in your personal information that we process, you have the right to request us to make corrections.

(3) Delete Your Personal Information

In the following cases, you can request us to delete personal information:

1. Our processing of personal information violates laws and regulations
2. We collect and use your personal information without your consent
3. Our processing of personal information violates our agreement with you
4. You no longer use our products or services, or you have canceled your account
5. We will no longer provide products or services to you

6. How We Handle Children's Personal Information

Our products, websites, and services are primarily aimed at adults. We attach great importance to the protection of children's and minors' personal information. If you are a minor under 18 years old, before using the relevant services of this platform, you should read and agree to this Privacy Policy under the supervision and guidance of your parents or other guardians, and use our services or provide information to us with the consent of your guardian.

7. How Your Personal Information is Transferred Globally

Currently, we do not cross-border transfer or store your personal information. If cross-border transfer or storage is required in the future, we will notify you of the purpose, recipient, security measures, and security risks of the exported information, and obtain your consent.

8. How We Update This Policy

After this Privacy Policy is updated, our platform will display the updated Privacy Policy content to you in the form of notifications, pop-ups, and website announcements when you log in and update the version, so that you can learn about the latest version of this Privacy Policy in time. We will strictly carry out personal information processing activities in accordance with the collection and use rules of the Privacy Policy disclosed to you. If the purpose of personal information use changes, we will obtain your consent again. If you continue to use our services, this means that you agree to accept the revised content of this policy.

9. Application of This Policy

All services of this product are subject to this policy. When you first log in to this product, we will prompt you to read this policy and obtain your consent. Unless otherwise agreed or required by law, this Privacy Policy does not apply to links to other third-party products or services. Your use of these third-party services (including any personal information you provide to these third parties) will be subject to the terms of service and privacy policies of these third parties (not this Privacy Policy). Please read the specific terms in these third-party terms carefully. Please protect your personal information properly and only provide it to third parties when necessary.

10. Dispute Jurisdiction

The establishment, validity, performance, interpretation, and dispute resolution of this Privacy Policy shall be governed by the laws of the jurisdiction where Xinvest operates.

If you have any disputes or disagreements with us, we should first resolve them through friendly negotiation. If negotiation fails, the parties shall submit to arbitration in accordance with the arbitration rules of the relevant arbitration institution.

Contact Us

If you have any questions about this Privacy Policy or need help, please contact us through the following methods:

Email: info@xinvest.cc

Phone: +852 67486567